High-net-worth and ultrahigh-net-worth individuals -- those with at least $5 million and $20 million in cash or easily cashable assets -- make up only 1.5 percent of all households.

高净值和超高净值个人--那有500万美元和2000万美元现金或容易兑现的资产的人--只占所有家庭的1.5%。