Given a robust 52-bit password, you can then use a password manager to take care of the dozens of easily guessable ones used to access various web services.
And the maker of a false invoices to make fake invoice template was low in cost, it is impossible to spend lot do password area of cryptographically random.
Once people get venenation of this, they get dizzy and under controled.You can ask them to do crazyshit for you, like: hey buddy,why don't you give me your banking account number and password :)?