payee

identify the payee of a cheque

验明票的受款人

Excuse me, but how do you spell the name of the payee?

对不起，收款人姓名该怎样拼？

Holder: holder is a person in possession of a commercial paper that is payable at that time either to the order of such person as payee or indorsee or to bearer.

票人是有商业票据的人，该票据的所有人在票据背面签名即成为背书人。